Finance a New or Used Nissan in Spokane, WA

The finance team at Dave Smith Nissan simplifies the process of getting approved for competitive purchase and lease financing or loan refinancing on your next Nissan car, truck or SUV. We provide flexible financing terms to address the budgetary needs of all credit profiles.


What to Expect When Applying for Financing

Here’s what you can expect when going through the financing process on your next new or used Nissan:

  • Get pre-qualified digitally in minutes
  • Understand personalized rates and terms upfront
  • Complete finance paperwork conveniently online
  • Drive home in your new Nissan the same day

We make the process fast, convenient and transparent from start to finish so you can focus on the excitement of your new vehicle purchase.

Getting Pre-Approved Financing Online

Getting a pre-approved finance offer before visiting the dealership streamlines the buying process dramatically. Simply fill out our secure online finance application to get pre-qualified in just minutes.

Pre-approval allows us to structure your deal ahead of time and have everything ready upon arrival so you can immediately review options and seamlessly complete paperwork.

Understanding How Credit Impacts Automotive Financing

Your credit score and history plays an important role in determining auto finance rates and loan approval. So first understand where your credit stands and what’s reported in your credit file.

Some key aspects lenders evaluate include:

  • Credit score rating
  • Income sources
  • Debt-to-income ratios
  • Length of employment
  • Residence history

Armed with this information, our finance team can accurately gauge rates and find a loan or lease suited to your financial situation.

Flexible New and Used Car Loan Terms

Need a lower monthly payment? Extending terms lowers payments at the expense of increased interest paid. We’ll cover trade-offs to align with your financial plans.

Hassle-Free Financing on a New Nissan in Spokane, WA

We’ve got a fantastic selection of new Nissans for you to browse if you’re interested in a new car. Maybe you’d love something efficient and stylish like a new Sentra or Altima, or a capable SUV like the Kicks or the roomy Pathfinder. If you’re more interested in a truck, we’ve got you covered with the sporty Frontier or the powerful Titan and heavy-duty Titan XD. We’ve even got new electrics for you to consider, with the Leaf or the upcoming Ariya, so that you can embrace the future of driving today.

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Finance a Used Car in Spokane, WA

We’re ready to help you finance a used car. Once you’ve got your eye on one of our vehicles, we make it easy to apply online, thanks to our fast and simple application. You can fill the application out whenever you have a chance, and once our team looks it over, we’ll get back to you as soon as possible with a variety of personalized offers based on your credit and budget. We’re always happy to help you pick the option that suits you best, and of course, you can come in any time to apply and discuss loans in person with us at our Spokane dealership.

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Affordable Auto Financing with Dave Smith Nissan

No matter what kind of car you’re interested in, and what kind of budget and credit you’re working with, we’re committed to finding you a financing offer that you can afford. We make it easy to apply with our online application, so be sure to submit one today. We’re ready to help you find a financing solution that works for you and to get you into the high-quality car you deserve today.